At this rate you run out before payday
₦135,500 left, at about ₦18,400 a day. ₦10,423 a day gets you there.
Runs out in 7 daysPayday in 13
Helping doers know their money.
Every account, every currency, and the things no bank holds. Nothing left out.
Request an inviteIt sees your money. It cannot move it.
Akojo brings all of it together.
Net worth₦48,607,00014 accounts and assets. Nothing left out.
StocksUpdated 18 Nov 2026₦4,800,000
DollarsUpdated 18 Nov 2026$2,100
SalaryUpdated 18 Nov 2026₦2,400,000
SavingsUpdated 17 Nov 2026₦1,200,000
Course salesUpdated 10 Nov 2026₦185,000
Land, Ibeju-LekkiAdded manually₦24,000,000
Toyota CorollaAdded manually₦9,500,000
StocksUpdated 18 Nov 2026₦4,800,000DollarsUpdated 18 Nov 2026$2,100SalaryUpdated 18 Nov 2026₦2,400,000SavingsUpdated 17 Nov 2026₦1,200,000GoldPrice from 18 Nov 2026₦1,100,000
Course salesUpdated 10 Nov 2026₦185,000+66 more accounts₦1,422,000
- However your money lives, it gets in.
- Upload a statement From any Nigerian bank, as PDF, Excel or CSV.
- Connect an account Sign in through your bank, and its history comes across.
- Add what no bank can see Land, a car, gold, stocks and crypto, in the same total.
- Auto-forward your bank alerts Set it up once, and every alert arrives on its own as a named, sorted transaction.
- ₦6,800 at Chicken Republic. Named, sorted, counted. Not POS/WEB/0042/CHICKEN RE. The place, what it was for, and the week's spending with it counted.
- Every day of the week. Each day shaded by what went out. Tap one to see where.
It speaks up, so you don’t have to keep checking.
You put more aside than usual
₦120,000 went to savings and investments over October.
Your usual₦75,000
October₦0
Food & Dining ran well above your usual
₦96,500 over October. That is about 2 times what you normally spend.
Your usual₦48,000
October₦0
You kept more than usual
₦850,000 came in and ₦788,000 went out, leaving ₦62,000.
Your usual₦20,000
October₦0
Every part of your money
You’ve never seen all of your money at once.
A bank app here, a savings app there, and a spreadsheet you stopped updating. Akojo keeps every part of it up to date, and tells you what it hasn't seen.
Your whole numberWhat you own minus what you owe, across every account and currency. At the market rate, never the official one.
Net worth
₦44,694,600
+₦3,912,400 (+8.75% · 3M)
Land and car₦33.5m
Dollars and investments₦9.5m
Banks and savings₦5.6m
What you really earnedSalary, clients and course sales across every bank, with your own transfers left out.
Money in, OctoberSalaryGTBank₦520,000Course salesKuda₦185,000Client workWise, in dollars₦145,000
₦0
From three places, in two currencies
SalaryGTBank₦520,000Course salesKuda₦185,000Client workWise, in dollars₦145,000Your own transfer₦200,000, Kuda to GTBankNot income
Where it actually wentYour bank says POS/WEB/0042/CHICKEN RE. Akojo says Chicken Republic, Food & Dining.
This week
₦116,950
Spent, 12 - 18 Nov
129.5K1321K1446K153.8K1623K172K1811K
POS/WEB/0042/CHICKEN REChicken RepublicFood & Dining-₦6,800
TRF/BOLT NG/REF88213
BoltTaxi & Ride-hailing-₦4,200
BoltTaxi & Ride-hailing-₦4,200VTU/MTN/0803***4417
MTNAirtime & Data-₦2,000
MTNAirtime & Data-₦2,000POS SHOPRITE LEKKI 0231
ShopriteGroceries-₦23,450
ShopriteGroceries-₦23,450A budget that fits how you earnSalary, freelance or between jobs, payday to payday. It shows what's left once bills and savings come off the top.
On track1 Nov - 30 Nov
Left to spend₦375,000
Income₦850,000
Bills and savings₦475,000
Spent so far₦239,500
Bills before they landFound in your history and put on a calendar. It tells you when one really goes up, not when the dollar moved.
Netflix costs more nowA real rise, not the exchange rate₦2,600 higher
Still to come
November 2026₦0
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Netflix costs more nowA real rise, not the exchange rate₦2,600 higherEvery investment, one viewNGX and US stocks, crypto, T-bills and your pension, all in one total. Stocks priced daily.
Stanbic IBTC Stockbrokers
Dangote Cement1,200 units₦2,100,000+8.2%MTN Nigeria2,400 units₦1,560,000+4.1%GTCO9,000 units₦1,140,000-1.3%
₦4,512,000
Three holdings, priced today
Dangote Cement1,200 units₦2,100,000+8.2%MTN Nigeria2,400 units₦1,560,000+4.1%GTCO9,000 units₦1,140,000-1.3%+ US stocks+ Crypto+ Treasury bills+ Pension
The things no bank holdsLand with its C of O, a Tokunbo Corolla, gold priced from today's market. Even the loan you took to buy them.
What you own
₦0
Held by no bank, counted in your total
Land, Ibeju-Lekki2 plots · C of O₦24,000,000
Toyota Corolla 2018Foreign used (Tokunbo)₦9,500,000
Gold, 22kPriced from today's gold₦1,100,000
+ Pension+ A business+ Money owed to you+ Cash at home
Every receipt, matchedSnap it and it finds the charge. Next time you buy rice, you can see what you paid last time.
ReceiptShoprite, LekkiMatched to your GTBank card
Shoprite, LekkiMatched to your GTBank cardRice, 5kg₦8,900 last time₦9,800
Eggs, a crate₦5,200 last time₦5,600
Cooking oil, 2L₦6,200
Total, 3 more items₦23,450
Ask anything. Get the whole answer.
Ask AkojoBeta
Whether you can afford it
It works out what is actually free.
Akojo can see your money. It cannot move it.
It reads. It can't send.
Balances and transactions. That is all we ask your bank for.
Account numbers are encrypted. We sell nothing and run no ads. Every company that helps run it is named.
How Akojo keeps it safeHelping doers know their money.
Every account, every currency, and the things no bank holds. Nothing left out.
Request an inviteIt sees your money. It cannot move it.
FAQ
No. Akojo reads your balances and transactions. There is nothing in it that can send, transfer or spend your money.
Yes. Akojo reads statements from any Nigerian bank, as PDF, Excel or CSV.
No. To connect an account you sign in through Mono, who are licensed to hold those details. They never reach Akojo.
No download. Akojo runs in your phone's browser. Add it to your home screen and it opens like an app.